Peace

So Me and Jonny are taking the Dave Ramsey Financial Peace class that is being offered at our church right now.  We are on week 11 out of 13.  It has been great for us so far.  Before the class, we really didn't have much control over our finances, they controlled us!  It could basically be boiled down to having no discipline.  We spent and didn't have any idea where it was going!  Dave has helped us set our priorities, get a budget, start saving, and now we are working our debt off!  It feels good to be in control of our money :)  Dave Ramsey sets different "baby steps" to work on.  We have just completed baby step #1- getting $1,000 emergency fund!  Now, on to baby step #2- paying off all debt (except for the house).  And by March 2012 we will be completely debt free!!!!  We don't have too much debt- just two credit cards and after next month we will have only one :) Finances has always been something of a struggle in our manage and God has been working in our finances and our marriage through this class!  It's definitely worth your money :)